Foreclosure10 min read
What to Do If You’re Behind on Mortgage Payments in Utah
Practical first steps for understanding your mortgage status, communicating with your servicer, and considering the options that may be available.
Read the guideHomeowner resources
Clear Information for Difficult Property Decisions
Practical guides to help Utah homeowners understand home equity, costly repairs, missed mortgage payments, and the options that may be available.
Latest guides
Start with the situation you’re facing
Each resource is written to answer a specific homeowner question without assuming that borrowing or selling is automatically the right solution.
Costly Repairs11 min read
What to Do When You Can’t Afford Major Home Repairs
A practical comparison of the choices homeowners may have when a roof, foundation, HVAC system, or another major repair exceeds available cash.
Read the guideHome Equity9 min read
How Home Equity May Create Options During a Difficult Situation
Understand the difference between having equity and having cash—and why the value built in a home may matter during a difficult property situation.
Read the guideDebt Consolidation9 min read
Can You Use Home Equity to Pay Off High-Interest Debt?
A practical guide to understanding how home equity may help consolidate high-interest debt — including options, risks, and questions to ask before deciding.
Read the guideDebt Consolidation8 min read
Signs Your Monthly Debt Payments Are Too High — and What You Can Do
How to recognize when debt payments are becoming unmanageable and practical steps Utah homeowners can take — from budgeting to exploring equity-based alternatives.
Read the guideA different starting point
Your property problem may have more than one answer
House Partner helps homeowners explore how the equity in their property may create options during a difficult situation. We start by learning what is happening rather than assuming that a quick sale is the only path.
Tell Us About Your SituationThese resources provide general educational information and are not legal, tax, lending, or financial advice. Available options depend on each homeowner, property, and situation.